Your Perfect Mortgage Solution Awaits
As a top mortgage broker in Ontario, at TM Lending we offer competitive mortgage rates and tailored solutions for investors and builders. Trust our experienced team and extensive network of mortgage lenders to secure the best financing for your project.
Experience
We have over 10 years in the financial industry
Involvement
We have brokered over 100 projects
Financing
We have brokered over $170M in mortgages
Mortgage Calculator
Use our mortgage calculator to estimate your monthly payments, determine affordability, and plan your homeownership journey. Whether you’re a first-time homebuyer or refinancing your mortgage, our tool provides personalized insights tailored to your financial goals.
How It Works
1. Input Your Details:
Enter your home price, down payment, interest rate, and amortization period.
2. Customize Your Results:
Adjust the loan amount, payment frequency, and term length to suit your preferences.
3. Get a Clear Breakdown:
See your principal, interest, and overall payment schedule in real-time.
Estimated Monthly Payment
| Monthly | |
| Mortgage Payment | $0.00 |
| Property Tax | $0.00 |
| Home Insurance | $0.00 |
| Mortgage Insurance | $0.00 |
| HOA/Condo Fees | $0.00 |
| Total | $0.00 |
Please note that the mortgage calculator provides estimates and may not reflect the exact terms or rates you qualify for. For a precise assessment, please contact our team at TMLending.
Find the Ideal Mortgage for Your Project
Land Acquisition
Secure the perfect loan for your land acquisition needs, whether you're building homes, subdivisions, or commercial and industrial properties. Our expertise ensures you get the financing required to start your project confidently.
Construction Financing
We offer swift construction financing solutions, with approvals often within 24 hours. From small projects to large-scale developments, our mortgages range from $7M to $600M, providing you with the funds you need promptly.
Development Financing
Transform raw land into thriving residential subdivisions, commercial buildings, or mixed-use condominiums with our tailored development financing options. Our loans, ranging from $7M to $600M, are designed to support your ambitious projects.
Hotel Finance & Hospitality
Expand or refine your hospitality ventures with our specialised hotel financing services. Whether purchasing, refinancing, or constructing hotel properties, we offer comprehensive financial solutions to help you achieve your goals.
Secure the Perfect Mortgage for Your Project Today!
Your Path to Easy Financing
Free Consultation
Schedule a no-obligation consultation with our expert team. We’ll take the time to understand your financial goals and needs to provide personalised advice.
Customized Loan Solutions
Based on your consultation, we’ll tailor a mortgage plan that offers the best mortgage rates in Ontario. Our network includes top private and non private lenders for mortgage, ensuring you get competitive and favourable terms.
Quick and
Easy Approval
Enjoy a seamless approval process. We work efficiently to get you approved quickly, so you can focus on what matters most – your new home or investment property.
Explor Our Specialised
Development Financing Options
Residential Development Financing
Residential subdivision development involves dividing raw land into multiple plots for development and sale, maximising profit potential for developers and investors. These projects offer significant financial benefits but come with challenges like extensive paperwork, unforeseen expenses, and potential delays.
Consulting with TM Lending can help you navigate these challenges. We provide comprehensive financing solutions, from acquiring raw land to completing residential homes. We ensure adequate funds and loan qualification support, even with higher down-payment requirements due to associated risks. Strategic planning and management can yield substantial returns on your investment.
Condominium Development Financing
Condominium projects are a popular form of commercial construction in Ontario, often involving tens of millions of dollars. These projects range from high-rise towers to mixed-use developments. Due to their complexity, condo construction loans are among the most challenging to secure, requiring lenders experienced in offering such loans.
Successful condo development requires solid development plans, timely execution, and effective project management. The application process depends on the project’s real estate potential and market value. At TM Lending, we partner with experienced Ontario mortgage lenders to provide you with the best financing options for your condominium project, ensuring your project’s success and establishing market values for both present and future.
What Our Clients Say
Posted on Ali MokhlesTrustindex verifies that the original source of the review is Google. He is very professional and provided the mortgage at the right time, without concerns. I really recommend him.Posted on Rez MirTrustindex verifies that the original source of the review is Google. My mortgage process has been made very smooth by Esi on every occasion. Highly recommended.Posted on Farnam HeravianTrustindex verifies that the original source of the review is Google. Mr. Ghassemi offered invaluable help during my mortgage application, demonstrating a high level of professionalism and expertise in all areas of the mortgage process.Posted on Sam SeoTrustindex verifies that the original source of the review is Google. Thank you for professional work!Posted on Neil LitigioTrustindex verifies that the original source of the review is Google. Esi is always professionsl, efficient & friendly. We have always used him for all our financial needs for our purchases and he has always delivers, he makes the difference when closing a purchase to make it FIRM! we look forward to our next one.... Sept. 15/ 2023 Esi continues to be the consummate professional. Having helped me to continue investing in these difficult economic times. I believe Esi has the right knowledge, experience and know how to get it done. I am very happy with his dedication and service, I continue to look forward to the next one....Posted on Chris3Trustindex verifies that the original source of the review is Google. Esi has to be one of the most professional mortgage brokers in the GTA. From the moment we first talked on the phone I knew I was going to be taken care of properly. And that he did, he made the whole process easy for me. Explaining everything in detail so I understood what was going on, making sure I was always happy, answering all my questions and getting me the best rates. Highly recommend Esi for his professionalism!Posted on Erfan GenieTrustindex verifies that the original source of the review is Google. I recently had the pleasure of working with Esi, and I cannot express how satisfied I am with the service I received. The mortgage process became an absolute breeze. Thanks to him, I am now a proud homeowner with a mortgage that perfectly aligns with my financial goals. I wholeheartedly recommend working with him to anyone seeking mortgage services. Working with him has been a game-changer in my homeownership journey.Posted on Meysam TavassoliTrustindex verifies that the original source of the review is Google. I had the best experience working with Esi as my mortgage broker. He made getting a mortgage for my new home incredibly easy and stress-free. Esi is super helpful and trustworthy. I only had to provide a few documents, visit his office for one quick signature, and he took care of everything else. The closing process was smooth, and he handled all the details. I can't thank Esi enough, and I highly recommend him to anyone looking for a mortgage. Thanks to him, I'm now enjoying my new home with peace of mind!Posted on Mehran LiaghatmandTrustindex verifies that the original source of the review is Google. No doubt that Esi is the best mortgage broker in GTA. He made our process very easy without stress and also his honestly helps clients a lot. I’m happy with my first purchase and would continue working with him definitely.
Why we are the chosen ones?
As your reliable financial partners, we bring more than just mortgage services to the table. With connections to over 50 banks and lenders, we harness our deep expertise and extensive experience to identify the best financing solutions for you. Our mission is to help you achieve your homeownership and investment dreams throughout Ontario.
Unbeatable Loan Rates
We ensure you get the most competitive rates available, helping you save money in the long run.
Direct Capital Access
Our extensive network has facilitated over $150 million in loans to date.
Speedy Approvals
Experience fast pre-approval, typically within 3 to 4 days, so you can move forward with your plans without delay.
Stellar Reputation
With over 100 five-star Google reviews, our clients' success stories speak for themselves.
Ontario-wide Lending
Our services span across Ontario, offering consistent and reliable loan closures throughout the region.
Extensive Lender Network
Our connections with over 50 lenders, including major banks, B lenders, and private lenders, give you a broad spectrum of financing options.
Experience the Difference – Unlock Your Financial Potential with TM Lending Today!