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TM Lending simplifies your mortgage journey

About TM Lending

Learn how TM Lending simplifies your mortgage journey

Book a Free Consultation

About TM Lending

TM Lending is committed to making the mortgage process smooth and stress-free, focusing on customer satisfaction above all else. Our team of experienced professionals works closely with each client to understand their unique needs, providing personalized mortgage solutions and expert guidance to help them achieve their financial goals. With a dedication to clear communication and support throughout every step, we ensure a positive and rewarding mortgage experience for all.

Learn how TM Lending simplifies your mortgage journey.

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What Moves Us: Our Mission & Vision

TM Lending is dedicated to delivering a streamlined mortgage experience, focusing on customer success and community impact. Founded by Esi Ghassemi, who sought to simplify the mortgage process and prioritize client care, TM Lending has grown from its humble beginnings into a leading industry presence. Esi’s vision was clear: to create a mortgage company where transparency, trust, and personalized service drive every decision. Today, our mission remains to guide clients confidently through their mortgage journey, fostering strong relationships and empowering financial decisions that positively impact both individuals and the community.

Why We Stand Out?

Experience

+ Years
0

We have over 10 years in the financial industry

Involvement

+ Projects
0

We have brokered over 100 projects

Financing

+ Million
0

We have brokered over $170M in mortgages

Meet Our Team of Experts

Esi Ghassemi

Founder | Mortgage Broker

Lic #: M15001240

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Sam Orfanakos

Mortgage Agent Level 1

RMA Real Mortgage Associates

Lic #: M22003494

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Erfan Liaghatmand

Mortgage Agent Level 2

Lic #: M23007519

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Millad Saffari

Marketing Manager

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Fariba Allaei

Office Manager

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Exclusive Partnership with Tarion Licensed Builders

Financing for Builders Available

At TM Lending, we don’t just offer competitive mortgage rates, we partner exclusively with Tarion Licensed Builders, ensuring that every project is built to the highest standards of craftsmanship and reliability. This exclusive partnership means that you can trust your home is in the hands of Ontario’s most reputable builders.

Top-Quality Homes

With Tarion builders ranked among the top 10 in Ontario, you can be confident that your home is built to last.

Peace of Mind

Tarion’s warranty protects you from unexpected construction issues, so you can relax.

Trusted Builders

All builders meet Ontario’s construction license requirements, ensuring high-quality builds.

Expert Guidance

Whether you’re a homeowner or wondering how to get a builder license in Ontario, we’ve got you covered.

Why Clients Choose Us First?

As your reliable financial partners, we bring more than just mortgage services to the table. With connections to over 50 banks and lenders, we harness our deep expertise and extensive experience to identify the best financing solutions for you. Our mission is to help you achieve your homeownership and investment dreams throughout Ontario.

Unbeatable Loan Rates

We ensure you get the most competitive rates available, helping you save money in the long run.

Direct Capital Access

Our extensive network has facilitated over $170 million in loans to date.

Speedy Approvals

Experience fast pre-approval, typically within 3 to 4 days, so you can move forward with your plans without delay.

Stellar Reputation

With over 100 five-star Google reviews, our clients' success stories speak for themselves.​

Ontario-wide Lending

Our services span across Ontario, offering consistent and reliable loan closures throughout the region.

Extensive Lender Network

Our connections with over 50 lenders, including major banks, B lenders, and private lenders, give you a broad spectrum of financing options.

Unlock Your Financial Potential with TM Lending Today!

Experience the Difference

What Our Clients Say

Areas We Serve

  • Cambridge
  • Guelph
  • Hamilton
  • King City
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Email

info@tmlending.ca

Address

100 Mural St, Richmond Hill, ON
L4B 1J3, Canada

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Services

Esi Ghassemi
Founder | Mortgage Broker
Lic #: M15001240

I am the Founder and Mortgage Broker at TMLending, a company dedicated to delivering innovative and tailored financial solutions to our highly reputable clients, lenders, and investors. Since entering the mortgage industry in 2015, I have developed a deep understanding of the Mortgage and Real Estate industry, allowing me to build strong relationships with highly reputable stakeholders in the field.

As a licensed Mortgage Broker, my focus is on empowering clients to achieve both their financial and project goals. By leveraging a vast network of trusted lenders and maintaining a client-first approach, I strive to provide personalized solutions that address the unique needs of every client.

At TMLending, I am committed to maintaining a reputation for integrity, reliability, and results, driving forward our mission of “Building dreams one mortgage at a time.

Sam Orfanakos
Mortgage Agent Level 1
Lic #: M22003494

As a trusted Mortgage Agent Level 1, I am committed to delivering exceptional mortgage solutions to clients from all walks of life. Representing RMA Real Mortgage Associates, I combine professionalism, market insight, and personalized service to help my clients navigate the often-complex world of mortgages.
With a focus on building strong relationships and achieving outstanding results, I ensure that every client feels confident and supported throughout their financing journey. Whether you’re refinancing, investing in real estate, or exploring other opportunities, I am dedicated to finding the right solution tailored to your unique needs.

Erfan Liaghatmand
Mortgage Agent Level 2
Lic #: M23007519

As a Mortgage Agent Level 2, I am passionate about helping clients navigate the complexities of the mortgage process with clarity and confidence. Since starting my career in the mortgage industry, I’ve been dedicated to crafting personalized solutions that align with each client’s unique goals and aspirations.
Whether I’m assisting seasoned investors, developers, or clients with diverse financial needs, my focus is on simplifying the financing journey while achieving outstanding results. I take pride in building trust and delivering tailored strategies that turn challenges into opportunities, ensuring every client feels supported every step of the way.

Millad Saffari
Marketing Manager

As the Marketing Manager at TMLending, I am dedicated to driving growth and building meaningful connections with highly reputable clients, lenders, and industry professionals. With a passion for innovation and a deep understanding of the mortgage industry, I lead the development and execution of marketing strategies that showcase TMLending’s unique offerings.
In addition to managing brand visibility and creating targeted campaigns, I take care of our leads and connections, ensuring consistent communication and fostering long-term relationships. By staying in touch with our clients and partners, I ensure they remain informed, engaged, and confident in our ability to deliver exceptional service.
At TMLending, I am proud to contribute to a team that helps turn dreams into reality, one mortgage at a time.

Fariba Allaei
Office Manager

As the Office Manager at TMLending, I play a pivotal role in ensuring the seamless operation of daily activities while providing unwavering support to both our team and clients. With meticulous attention to detail and a client-focused approach, I strive to make every interaction with TMLending professional and efficient.

I am dedicated to creating a welcoming and organized environment that fosters trust and reliability, which I believe are essential to our success. My commitment to excellence drives me to ensure that TMLending continues to deliver outstanding service to our clients and partners every day.