Your Perfect Mortgage Solution Awaits

As a top mortgage broker in Ontario, at TM Lending we offer competitive mortgage rates and tailored solutions for investors and builders. Trust our experienced team and extensive network of mortgage lenders to secure the best financing for your project.

Experience

+ Years
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We have over 10 years in the financial industry

Involvement

+ Projects
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We have brokered over 100 projects

Financing

+ Million
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We have brokered over $170M in mortgages

Mortgage Calculator

Use our mortgage calculator to estimate your monthly payments, determine affordability, and plan your homeownership journey. Whether you’re a first-time homebuyer or refinancing your mortgage, our tool provides personalized insights tailored to your financial goals.

How It Works

1. Input Your Details:
Enter your home price, down payment, interest rate, and amortization period.

2. Customize Your Results:
Adjust the loan amount, payment frequency, and term length to suit your preferences.

3. Get a Clear Breakdown:
See your principal, interest, and overall payment schedule in real-time.

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Please note that the mortgage calculator provides estimates and may not reflect the exact terms or rates you qualify for. For a precise assessment, please contact our team at TMLending.

Find the Ideal Mortgage for Your Project

Land Acquisition

Secure the perfect loan for your land acquisition needs, whether you're building homes, subdivisions, or commercial and industrial properties. Our expertise ensures you get the financing required to start your project confidently.

Construction Financing

We offer swift construction financing solutions, with approvals often within 24 hours. From small projects to large-scale developments, our mortgages range from $7M to $600M, providing you with the funds you need promptly.

Development Financing

Transform raw land into thriving residential subdivisions, commercial buildings, or mixed-use condominiums with our tailored development financing options. Our loans, ranging from $7M to $600M, are designed to support your ambitious projects.

Hotel Finance & Hospitality

Expand or refine your hospitality ventures with our specialised hotel financing services. Whether purchasing, refinancing, or constructing hotel properties, we offer comprehensive financial solutions to help you achieve your goals.

Secure the Perfect Mortgage for Your Project Today!

Your Path to Easy Financing

Free Consultation

Schedule a no-obligation consultation with our expert team. We’ll take the time to understand your financial goals and needs to provide personalised advice.

Customized Loan Solutions

Based on your consultation, we’ll tailor a mortgage plan that offers the best mortgage rates in Ontario. Our network includes top private and non private lenders for mortgage, ensuring you get competitive and favourable terms.

Quick and
Easy Approval

Enjoy a seamless approval process. We work efficiently to get you approved quickly, so you can focus on what matters most – your new home or investment property.

Explor Our Specialised
Development Financing Options

Residential Development Financing

Residential subdivision development involves dividing raw land into multiple plots for development and sale, maximising profit potential for developers and investors. These projects offer significant financial benefits but come with challenges like extensive paperwork, unforeseen expenses, and potential delays.

Consulting with TM Lending can help you navigate these challenges. We provide comprehensive financing solutions, from acquiring raw land to completing residential homes. We ensure adequate funds and loan qualification support, even with higher down-payment requirements due to associated risks. Strategic planning and management can yield substantial returns on your investment.

Condominium Development Financing

Condominium projects are a popular form of commercial construction in Ontario, often involving tens of millions of dollars. These projects range from high-rise towers to mixed-use developments. Due to their complexity, condo construction loans are among the most challenging to secure, requiring lenders experienced in offering such loans.

Successful condo development requires solid development plans, timely execution, and effective project management. The application process depends on the project’s real estate potential and market value. At TM Lending, we partner with experienced Ontario mortgage lenders to provide you with the best financing options for your condominium project, ensuring your project’s success and establishing market values for both present and future.

What Our Clients Say

Why we are the chosen ones?

As your reliable financial partners, we bring more than just mortgage services to the table. With connections to over 50 banks and lenders, we harness our deep expertise and extensive experience to identify the best financing solutions for you. Our mission is to help you achieve your homeownership and investment dreams throughout Ontario.

Unbeatable Loan Rates

We ensure you get the most competitive rates available, helping you save money in the long run.

Direct Capital Access

Our extensive network has facilitated over $150 million in loans to date.

Speedy Approvals

Experience fast pre-approval, typically within 3 to 4 days, so you can move forward with your plans without delay.

Stellar Reputation

With over 100 five-star Google reviews, our clients' success stories speak for themselves.​

Ontario-wide Lending

Our services span across Ontario, offering consistent and reliable loan closures throughout the region.

Extensive Lender Network

Our connections with over 50 lenders, including major banks, B lenders, and private lenders, give you a broad spectrum of financing options.

Experience the Difference – Unlock Your Financial Potential with TM Lending Today!